Our real-life accident results
The results are based on 105,000 car accidents that occurred between
1995 and 2008, involving 29,000 injured persons and using
data from two-car collisions. In this type of collision, the outcome
is mainly determined by the crashworthiness features and the
weight of the cars.
When we have analysed all the crashes involving a certain car
model, we learn how high the risk of injury is in that car, compared
with other car models. The risk of injury is supplemented by information
on the degree of severity of personal injuries that have
occurred in each car model. Over a long period, Folksam has built
up information on how high the risk is of various types of personal
injury leading to permanent disability. For example, the risk of
permanent disability is considerably higher in the case of a head
injury compared with a fractured rib. Consequently, a car model
gets a lower rating if the number of head injuries is high in relation
to the number of fractured ribs. Weighted, this provides a measure
of how high the risk of death or disability is in the event of a crash
in a given car model.